Deposit Accounts

Free Hometown Checking

  • $100.00 minimum opening balance
  • No monthly service fee
  • First check order free - First National Bank of Rogers, A Division of FNBFS Checks
  • No minimum balance required
  • Unlimited check writing and ATM/Debit Card Transactions
  • Linked Account Option
  • Free Online Banking and Bill Pay

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Hometown Prestige Checking

  • $100 minimum opening balance
  • Direct Deposit of Social Security & Payroll Checks
  • Low $5.97 monthly maintenance fee
  • Personalized First National Bank of Rogers, A Division of FNBFS checks
  • Unlimited check writing and ATM usage
  • Interest compounded monthly with $500.00 minimum daily balances
  • $10,000 Accidental Death Insurance
  • Linked Account Option
  • Free Visa® Check Card
  • Free online Banking with bill pay
  • Identify Watch
  • Protect-Your-Cards
  • Identity Theft 911
  • Easy Saver Shopping - Savings Travel & Entertainment by phone or online
  • Living Family Journal
  • Prescription Drug Discounts
  • Free Notary Service

* When your credit ATM and check cards are registered, just call the toll-free 24-hour number to report a loss or theft and all your card issuers will be notified for you. You’ll also receive protectionagainst any liability on any registered card.

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Interest Checking

  • $100.00 minimum Opening balance
  • First check order free - First National Bank of Rogers, A Division of FNBFS checks
  • Unlimited check writing and ATM transactions
  • Interest compounded monthly with $500 minimum daily ledger balance
  • Low $5.97 monthly fee if daily balance falls below $500.00
  • Linked account option
  • Free Online Banking with Bill Pay

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Platinum Checking 50+ Account

  • $100 minimum opening Balance
  • Unlimited Check writing and ATM/Debit card usage
  • Free Online Banking with Bill Pay
  • Free First National Bank of Rogers, A Division of FNBFS Checks
  • No minimum balance required
  • 50% discount on safe deposit boxes
  • Interest compounded monthly with $500 minimum daily ledger balance
  • Linked account option
  • Free Personal Money Orders

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Prestige Platinum Checking Account

  • $5,000 minimum opening balance
  • Free First National Bank of Rogers, A Division of FNBFS Checks
  • Low $5.97 monthly maintenance fee
  • No minimum balance required
  • Interest on checking compounded monthly with a $5,000.00 minimum daily collected balance
  • Free Online Banking with Bill Pay
  • Unlimited check writing
  • Direct deposit of Social Security and Payroll Checks
  • Discount Brokerage Service
  • Accidental Death Insurance
  • Identity Watch
  • Protect-Your-Cards
  • Identity Theft 911
  • Living Family Journal
  • Easy Saver Shopping Savings travel & Entertainment discounts by phone or online
  • Prescription Drug Discounts
  • Notary Service
  • 50% discount on Safe Deposit Box

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Max Checking

  • Minimum Opening Deposit $100.00
  • Interest Bearing
  • No Monthly Fee
  • No Minimum Balance
  • Free Check Card*
  • Free Online Banking
  • Free eStatements
  • Free 24 Hour Telephone Banking

*See First National Check/ATM Card

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Money Market Checking Account

The minimum deposit to open this account is $100.00. This account uses a tiered interest rate structure for determining which interest rate applies to your account daily. This interest rate is based on your daily principal balance and is paid on your entire balance. Interest is compounded monthly with a $2,500 minimum daily ledger balance, and will be credited to your account at the end of each statement period. If the daily balance for the statement period drops below $500, there is a $5.97 charge for the statement period. Three transactions per month may be made by check or draft, while unlimited transfers can be made in person.

First National Bank of Rogers, A Division of FNBFS Money Market Accounts come with FREE First National Bank of Rogers, A Division of FNBFS Checks and FREE Personal Money Orders.

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Small Business Checking Account

  • $100.00 Minimum opening balance
  • Low $8.27 monthly maintenance fee
  • First 250 transaction items at no charge (additional items .25 each)
  • No fee for credit items - Items do include all checks received and written on account

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Free Small Business Checking

  • $100.00 Minimum opening balance
  • First 100 transaction items at no charge (additional items .35 each)
    • Items include all checks received and written on account
    • No fee for credit items

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Commercial Checking Account

Interest earning checking accounts are available for individual proprietorships and non-profit corporations.

  • Low $9.00 monthly maintenance fee
  • $100.00 Minimum opening balance
  • On us checks paid - .14 each
  • On us checks deposited - .05 each
  • Other checks deposited - .09 each
  • No fee for credit items - Items do include all checks received and written on account
  • Earnings credit award based on average collected balance ( rate set monthly by rate committee )

INTEREST
Your account earns interest at rates which are established at the discretion of the Bank. This rate is applied on the investable balance at the end of each month. Your account will be charged an activity fee based on the volume of transactions for the month.

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Other Banks May Promise The World. We Guarantee It!

Want an interest-bearing checking account?
Use your check cardalmost exclusively?
Use the computer for banking convenienceand flexibility?
Travel frequently for business and pleasure?

The First Freedom Checking Account has all the answers.

  • Free Check Card
  • Free Online Banking
  • Free Online Bill Pay
  • Free E-statemets*
    * There is a $2.00 per month fee for a paper statement.
  • Free ATM Usage Worldwide (all ATM Fees waived or reimbursed up to $30.00 per calendar month)
  • Interest-Bearing Tiered Account
  • No Monthly Fee if $2,500.00 average daily balance is maintained. **
  • ** A $17.00 fee will be charged each statement period when the averaged daily balance for the statement period falls below $2,500.00.
  • Access your account anytime day or night with First National Bank of Rogers, A Division of FNBFS Online.
  • Access your money any time day or night with a First National Bank of Rogers, A Division of FNBFS Check Card.
  • Security of not having to carry cash.
  • Save money, up to $30.00 per calendar month, on ATM fees anywhere in the world.
  • Earn more $$$ with and interest bearing, tiered account.
  • Save postage by paying bills online.

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Free e-Checking Account

  • $100.00 Minimum opening Balance
  • Interest compounded monthly with $500 minimum daily collected balance (Higher yields on tiered amounts)
  • No monthly service fee
  • Free Online Banking
  • Free Bill Pay
  • Free E-statements (Paper statement available for $5 monthly fee)
  • Free Debit Card

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e-Prestige Checking

  • $100 minimum opening balance
  • Low $5.97 monthly maintenance fee
  • No minimum balance required
  • Interest compounded monthly with $500.00 minimum daily collected balance (Higher yields on tiered amounts)
  • Free Online Statements
  • Free Bill Pay
  • Discount Brokerage Service
  • Accidental Death Insurance
  • Identity Watch
  • Protect-Your-Cards
  • Identity Theft 911
  • Living Family Journal
  • Easy Saver Shopping Savings Travel & entertainment discounts by phone or online
  • Prescription Drug Discounts
  • Notary Service

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Statement Savings Account

  • Ideal for folks wanting to put aside a little money periodically, but require access to it at any time.
  • $100.00 minimum opening balance
  • Interest is compounded daily and compounded at the end of the each quarter
  • First National Bank of Rogers, A Division of FNBFS 24 Hour ATM access
  • Direct deposit and automatic transfer availability (Some limitations apply, so see us for details)
  • There is a fee of $4.97 per withdrawal if over six withdrawals per statement quarter
  • If the daily balance for the statement period drops below $100, there is a $3.97 charge for the statement period

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Health Savings Account

An HSA is a tax-exempt trust or custodial account established exclusively for the purpose of paying qualified medical expenses of you, your spouse, and your dependents. The funds are owned and controlled by you. You may use your HSA to pay first-dollar expenses that may apply to your deductible and coinsurance. All expenses must be qualified under Section 213(D) of the Internal revenue Code. An HSA allows you to enjoy unique tax benefits and affordable health premiums without risking your protection. The money that you have contributed but did not use, remains in your HSA account year after year.

The minimum deposit to open this account is $25.00. This account comes with a check card, third party withdrawal slips, deposit slips, and a monthly bank statement with images all at no cost to you. This account is interest earning and the monthly fee* is $1.97. There is a one time set up fee of $15.00.

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Certificates of Deposit

For anyone who wants higher rates of interest on their money and does not need immediate access to their funds...Interest can be paid as frequently as each month by check, or deposited into another account with us, or you may choose to have the interest compounded. You make the decision!...Written in terms from 3 months to 4 years...Automatically renewable... Competitive rates...Excellent instruments to use as security for loans

(Some limitations apply. See us for details.)

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