Rates

as of: 03/02/2010

Certificate of Deposit	Minimum Deposit to Open Account	Interest Rate	Annual Percentage Yield Under 100m	Interest Rate	Annual Percentage Yield Over 100m
3 MONTH	$1,000	0.80%	0.80%	0.80%	0.80%
6 MONTH	$1,000	1.20%	1.21%	1.20%	1.21%
1 YEAR	$1,000	1.50%	1.51%	1.50%	1.51%
17 MONTH SPECIAL	$1,000	1.70%	1.71%	1.70%	1.71%
2 YEAR	$1,000	1.80%	1.81%	1.80%	1.81%
3 YEAR	$1,000	2.10%	2.12%	2.10%	2.12%
4 YEAR	$1,000	2.20%	2.22%	2.20%	2.22%
2 YEAR SPECIAL	$1,000	1.80%	1.81%	1.80%	1.81%

Checking	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Interest Rate	Annual Percentage Yield
MAX Checking	$100.00	$0 - $15,000.00	5.03%	5.15%
	$100.00	$15,001.00 & UP	1.14%	1.15%
E-Checking	$100.00	$0 - $15,000.00	1.25%	1.26%
	$100.00	$15,001.00 & UP	0.20%	0.20%
Interest Checking	$100.00	$500.00	0.20%	0.20%
Platinum Checking	$100.00	$500.00	0.20%	0.20%
First Freedom Checking		$0 - $9,999.99	0.00%	0.00%
		$10,000.00 - $49,000.00	0.20%	0.20%
		$50,000.00 & UP	1.25%	1.26%
Money Market Checking		$2,500.00 - $9,999.99	0.35%	0.35%
		$10,000.00 - $49,000.00	0.65%	0.65%
		$50,000.00 & UP	0.90%	0.90%

Savings	Minimum Deposit to Open Account	Interest Rate	Annual Percentage Yield
Statement Savings	$100.00	0.30%	0.30%
Money Market Savings	$100.00	0.30%	0.30%