First National Bank of Rogers, A Division of First Nationial Bank of Fort Smith

Mortgage Checklist for All Applicants

Name and address of employer(s) for the past two years
Most recent payroll stubs showing year-to-date information covering the latest 30 day period
Social Security or retirement income verifications
Residence addresses for past two years
Name, address, and telephone number of landlord(s) for the past two years
Lender’s name, address, and account number on your present home
Proof of disposition of present home by providing either a listing contract, offer and acceptance, or closing statement (HUD 1)
List of all debts for each including:
- Account number
- Monthly Payment
- Lender’s Address
- Current Balance
Last three statements for each bank account reflecting the:
- Bank Address
- Type Account
- Account Number
- Current Balance
Copy of Social Security Cards
Divorce Decree and copy of child support registry
Application fee for appraisal and credit report
W2s for previous two years

How to determine if you are self-employed:
- You are considered to be self-employed if no Federal withholding tax is deducted from your earnings
- If you are the principal stockholder in a corporation or a partner in a legal partnership, you may be considered to be self-employed, even if you are drawing a salary
The past two years signed personal tax returns (all schedules)

The past two years tax returns for the corporation or partnership reports (all schedules for each entity)

Two sets of plans including: